Crypto.com Review (2026)Tier 2
In-depth review of Crypto.com, covering fees, features, security, and who it's best for.
Fees verified May 1, 2026
Most users land on the Crypto.com App, which charges ~2.99% per trade — use the Crypto.com Exchange product instead for the published 0.075% maker/taker fees. State availability in the US has shifted multiple times; confirm yours is supported before depositing.
Best for
Mobile-first traders who want a Visa card and broad coin access.
Pros
- Crypto.com Exchange offers competitive 0.075% maker/taker fees with CRO discounts
- Crypto.com Visa Card pays up to 5% crypto cashback at higher staking tiers
- 250+ coins with strong altcoin coverage on the Exchange product
- CRO Earn supports staking yields on dozens of assets
- Available in most US states (verify yours before signing up)
Cons
- The Crypto.com App charges roughly 2.99% per trade — far above the Exchange product's 0.075%
- App and Exchange are effectively two separate products with very different pricing — beginners often miss the Exchange entirely
- US derivatives are not available; leverage products live on the EU/UK/Asia platform only
- Card cashback rates were cut significantly in 2022–23; meaningful rewards now require large CRO stakes
- Customer support response times have a mixed track record
Fees explained
Crypto.com charges a 0.075% maker fee and 0.075% taker fee on spot trades. These are standard tier fees — most exchanges reduce fees as your 30-day trading volume grows, and holding the exchange's native token often unlocks additional discounts.
Who should use Crypto.com?
Crypto.com is a strong choice if you're mobile-first traders who want a visa card and broad coin access. It's available to US residents in most states.
How to sign up
- Click the sign-up link above to open Crypto.com (our link includes a signup bonus).
- Enter your email, choose a strong password, and verify your email address.
- Complete identity verification (KYC). This typically takes 5–15 minutes.
- Deposit crypto or fiat (minimum: $1), and you're ready to trade.
Security at Crypto.com
Crypto.com has been operating since 2016, which is 10 years of market history. Longevity matters in crypto — the exchanges that survived the 2018 bear market, the 2022 FTX contagion, and multiple regulatory cycles tend to be the more conservative operators. Standard security features you should enable on any exchange account, including this one, are two-factor authentication (use an authenticator app, not SMS), withdrawal whitelisting, and anti-phishing codes where supported. Don't reuse passwords, and never share your seed phrase or API keys.
If you're holding more than a few hundred dollars worth of crypto you're not actively trading, move it off the exchange into a hardware wallet. This applies to every exchange, no matter how reputable.
Trading products available
Crypto.com supports 250 spot trading pairs and no leveraged products. Staking is available, letting you earn yield on supported proof-of-stake assets without unstaking or complex setup.
Deposits and withdrawals
Minimum deposit on Crypto.com is $1. Most users fund their account via bank transfer (ACH/SEPA), wire transfer, debit card, or crypto deposit from another wallet. Withdrawal times depend on the network — Bitcoin and Ethereum typically confirm within an hour, while Solana, Polygon, and Arbitrum are near- instant. Always double-check the network you're sending on — sending BTC to an ETH address, for example, results in permanent loss of funds.
Withdrawal fees
Trading fees get most of the attention, but withdrawal fees often cost more — especially on legacy networks. Here's what Crypto.com charges per withdrawal at standard rates:
| Asset / Network | Fee |
|---|---|
| Bitcoin (BTC) | 0.0006 BTC |
| Ethereum (ETH) | 0.005 ETH |
| USDT — ERC-20 | 8 USDT |
| USDT — TRC-20 | 1.5 USDT |
Withdrawal fees track network costs and are reviewed regularly. ACH USD withdrawals are typically free; wires carry a fee.
Want to see how withdrawal costs compare across all exchanges, or which fees are easy to miss? Read our guide to hidden crypto exchange fees.
Who should skip Crypto.com?
Crypto.com isn't the right fit for everyone. Beyond those cases, it's a solid option for the use case it's built for.
Final verdict
Crypto.com earns a 3.8/5 rating from us. It's especially strong for mobile-first traders who want a visa card and broad coin access, and the 0.075% maker fee is competitive for its category. Combined with US availability and 10 years of operating history, it's a reasonable choice for the right user. As always, don't keep more on any exchange than you're prepared to actively trade.